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Credit Card Debt
Tis is a common reason for fnancial
worries but here it is presented in a new
way
.
Most of the time, we are looking at
individuals who got into debt due to poor
spending habits
.
Now, people are using
their credit cards to supplement loss in
income
.
When the money runs low, they
pay for groceries, gas and some bills with
credit cards
.
Tis can only get you so far with no money
to make sufcient payments on the balance
.
Eventually the credit card debt spirals out
of control and there are still the monthly
household bills to pay
.
Property Damage
Te weather is an unpredictable force
of nature
.
Floods, fres, earthquakes and
tornados have ravaged cities, towns and
countries all over the world
.
Remember
Hurricane Katrina in New Orleans,
Louisiana? Severe property damage can
leave you without a home or the money to
relocate
.
If you have savings, these may go to keep
you afoat while you wait for the insurance
payment to come through
.
Tat can take
months
.
In the meantime you have to live
somehow
.
Military Service
Serving your country is a noble act
.
But, the
families who are lef to survive while their
loved ones serve do not always make it
unscathed
.
It can be a hardship for spouses
and children to try to live on a small
income during a long deployment
.
Family Crisis
Tis covers a variety of fnancial issues
.
Grandparents are raising grandkids these
days due to unft parents, death of a
parent or even incarceration
.
When they
should be retiring they are raising the next
generation
.
On a fxed income, this can be a
hard sell. They worry about their
health and how they will be able
to provide for their grandchildren.
Resources are available but
gaining access to them is a long
process. Also, if the parent is still
alive but behind bars or unft, it will
take an act of the courts to gain
custody of that grandchild so the
grandparent can make decisions
regarding their care.
few
.
We are referring to clinical depression
.
Prolonged stress that is not handled well
can send our emotions into a downward
spiral
.
Depression can have some genetic
components but it is also afected by stress
.
Changes in the body can bring about
chemical imbalances in neurotransmitter
production in the brain, leading to clinical
depression
.
Tere are people walking
around right now who are clinically
depressed but deny the fact, believing that
it will pass
.
Tis state can also be brought on by fear
of the unknown
.
Creditor calls each day
can fuel the feeling that there is no hope
for your situation
.
Without treatment, this
can lead to desperate acts such as suicide or
psychotic episodes
.
Headaches
It is not uncommon for those sufering
from high levels of chronic stress to
experience frequent headaches
.
Worries
and adrenalin rushes can lead to high blood
pressure
.
Constriction of blood vessels can
lead to throbbing pain in the head
.
People who previously didn’t have
headaches may now be experiencing
severe migraines
.
Tese are more advanced
headaches that can lead to blackouts,
HEALTH PROBLEMS
THAT FINANCIAL
PRESSURES CAN
CAUSE
Let’s look at the ‘fght or fight’ syndrome
.
Tis is the response that happens in a
stressful situation that poses a danger to
your body
.
Increased amounts of adrenalin
are produced and it shoots through your
system to your extremities
.
Te muscles are
ready; the pupils are dilated; you are ready
to either fght or fee in a hurry
.
Te body is not meant to exist in this
heightened state for long periods of time
.
Besides adrenalin, cortisol is also produced
.
Tis hormone is one that increases belly
fat
.
And we all know that increased belly
fat is an indicator for heart disease risk
.
With prolonged stressful situations, the
body remains in a state of high alert
.
Tis
can lead to physical changes that contribute
to a variety of illnesses
.
It is not easy to
fght back when anxiety has you in its grip
.
Keep reading to fnd out what your body
could be in for when fnancial stresses afect
your life
.
Depression
It has many names and many variations
:
the seasonal blues and the blahs, to name a