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Te body can be afected by stress in
plenty of negative ways
Te stressor here
is fnancial worry
It can be brought on by
a number of diferent fnancial situations
Some come on suddenly and others
develop over time
Te main point is that
we are not ready when they do appear
What’s the answer? Take back your power
and your health
We have presented the
downside; now here is the upside
can overcome the health problems and the
fnancial worries behind it
It may not be
easy but it will be worth it to have peace of
mind and a more solid fnancial future
Here are some possible ways to help you to
face your fnancial worries
Get Help
Before you can even make a plan
sometimes, you need to get help
Start right
You may be sufering from a number
of the physical ailments on this list already
Before your body gets any worse, see a
If you can’t aford to pay a private
doctor, visit the emergency room
Te frst
priority here is addressing your health
If a doctor places you on medication, take
Ask for generics to lower the cost of
Explain your situation to the
Tey may be able to give you some
samples to tide you over until you can
aford the medicine
Seek Financial Advice
Whatever your problem, there is an avenue
that you can take to fnd a resolution
Talk to a fnancial counselor
Explain the
situation and see if they can help
them and you, make a plan to tackle the
fnancial crisis
Te short
term goal is to get you back on
your feet
Government assistance may be
available to help with food and money
towards rent and other bills
Apply to see if
you qualify for benefts in your particular
Long term, you want to fnd ways to work
to resolve the fnancial burden that has
entered your life
A fnancial planner
can help you come up with viable steps
for managing the debt and dissolving it
Tis will likely include the creation of
an emergency fund
Tis type of fund
comprises about six months’ worth of pay
so that you have a cushion to be able to pay
your bills should fnancial disaster of some
kind befall you
If you are still working, check with the
human resources ofcer to fnd out if your
company ofers the Employee Assistance
Tis gives you access to free legal
consultation as well as personal counseling
Getting in touch with a therapist can
help you to face your feelings about
the fnancial situation and ofer coping
therapies to avoid becoming chronically
stressed again
Learn to De-Stress
Exercise is a great stress reliever
It also
releases endorphins in the brain while
improving cardiovascular health and
mental focus
When you can think clearly
you can come up with solutions to your
Take a mental health break
Each day spend
time alone unwinding from your day
can involve deep breathing exercises, yogic
poses or listening to soothing music while
you focus on candle light or a mantra
Processing your day in this way puts events
in perspective so you can deal with them
one at a time
Eat healthy
When the body gets what it
needs, it can function properly
A healthy
body is strong enough to fght back against
the efects of stress
Get Organized
Ease your mind with a plan
Create a
budget that will allow you to handle your
debt and build a savings account at the
same time
Tis may mean cutting out
some expenses, but if you are already deep
in debt, those won’t be as hard to give up
Avoid any future fnancial stress
If your
loved one died without a will, create one
today for yourself
A will protects your
children’s fnancial future
You can even
pay for funeral expenses ahead of time to
avoid burdening your loved ones
Locate important papers and
keep them together. This includes
insurance policies, deeds, wills,
trust documents, and anything else
of a fnancial nature. Go over it so
that you understand everything
that is before you in the event that
you will need to handle fnancial
matters yourself. There is peace of
mind in being prepared.